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=head2 Telephone Consultants Payment System (TCPS) 

=head3 Introduction 

If you provide telephone consultation services this service is for you.
TCPS allows consultants to focus on what they do. Provide service on
the telephone. TCPS takes care of the billing, invoicing and payments
for your services. 

Here's how it works. A consultant signs up for the TCPS service by
getting a Diamondcard account. 

Once the consultant gets a Diamondcard account he buys a personal
number. This number can be a local and/or a toll free number in any
country we provide numbers for. These numbers will be used for the
clients to call in for "paid service". Paid service means that the call
will be billable through the TCPS system. 

The consultant decides how much he wants to charge for the telephone
call. By setting a per minute rate any hourly amount can be charged.
You can even set a free minute rate like the first 2 minutes free
before billing starts. 

Resellers and PE's can also resell this service too. 

=head3 How clients pay 

Consultant clients pay into the system by making payment to
Dreamtime.net Inc. The developer of Diamondcard. Payment can be made by
bank wire, Paypal, Western Union, Money order, WebMoney, Bitcoins or
Globaldigitalpay. Once payment has been made their Diamondcard account
is credited and can start making calls to the consultant. By calling
the consultant personal number the hourly rate is automatically
deducted from the Dimondcard client account and transferred in real
time to the consultant Diamondcard account. 

Since payment is prepaid TCPS eliminates invoicing, billing hassles,
collection problems and bad debts. The service enables the consultant
to generate additional revenue by getting paid for telephone calls that
they are most likely doing for free right now! 

=head3 TCPS Pricing 

Diamondcard receives a 17% commission from the hourly rate consultants
charge their clients for service. This charge covers the cost of credit
card or paypal charges, accounting work, software platform usage, etc. 

For example, consultant John sets an hourly rate of $100/hr. After an
hour of service provided on the phone through his personal number he
receives approximately $83 less cost of the toll free call if
applicable. Currently it's about $0.07/min. for a USA toll free call
that routes to a consultant home or mobile phone. 

Diamondcard receives $17. The $83 is now in the consultants Diamondcard
account to be used for phone calls or sent to the consultant by bank
wire, Paypal, Goldmoney, Etc. If there are bad debts that result from a
consultant client, from a previous credit card or Paypal deposit the
amount is deducted from the consultant account plus a $25
administrative fee. 

Technical support divisions can completely remove their accounting,
accounts receivables, bad debts and related invoicing services by
outsourcing this service to Diamondcard's TCPS service. 

Calls won't pass through to the consultant unless there is enough
credit to pay for each minute! If the client's balance is insufficient
to pay the consultant hourly rate the call is disconnected. Service
isn't provided unless money is in the bank so to speak. 

=head3 Sign Up 

Anyone with a current Diamondcard account can add this TCPS service to
their account and start to make money by providing TSPS service.
Resellers and PE's can resell this service to their own clients and add
on a profit % to the minutes. 

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